Dr. Nicholas has served in the field as a Clinical Psychologist for over twenty-five years. Dr. Nicholas also serves as an Adjunct Professor in the Department of Law & Police Science and

Criminal Justice Administration at John Jay College of Criminal Justice (CUNY). She holds a doctorate in Clinical-Community Psychology.

Dr. Nicholas invested interest in providing financial education to families came as a result of a personal experience when she fell victim to the subprime economic mortgage crisis (refer to Dr. Nicholas chapter as a co-author in the book “The Law of Business Attraction”).  In addition, to her own personal experiences, many of her clients were experiencing basic financial problems, which resulted in severe stress and created a domino effect in other areas of their lives

Dr. Nicholas is known as the Financial Recovery Doctor. She founded, Dream Builders United, to empower distressed families/home owners through financial education. Families will have the knowledge and resources to live debt-free, and can pursue their dreams of owning and maintaining a home, and reaching other financial goals, while working toward building a legacy of financial freedom for themselves and their families.

Email: [email protected]