Exclusive access for REIA NYC Members · Powered by Heritage IRA — Secure. Compliant. Trusted.

REIA NYC × Heritage IRA

Invest in Real Estate & Alternative Assets With Your Self-Directed IRA

REIA NYC has partnered with Heritage IRA so you can invest in real estate and other alternative assets through a Self-Directed IRA—tax-advantaged, investor-controlled, and built for the REIA NYC ecosystem.

Invest in Real Estate

Diversify With Alternative Assets

Potential Tax-Advantaged Growth

Greater Control Over Your Investments

Built for Investors Like You

Stop Letting Wall Street Decide

Why Investors Use a Self-Directed IRA

Your retirement account should work as hard as you do. A Self-Directed IRA hands you the wheel.

Invest beyond stocks and mutual funds

Put retirement dollars into assets you actually understand and can evaluate yourself.

Use retirement capital for alternative assets

Invest in rental properties, mortgage notes, tax deeds, private placements, and other eligible assets through your IRA.

Potential tax advantages on your returns

Grow eligible gains tax-deferred or tax-free, depending on your account type and applicable rules.

Greater control over investment decisions

You choose the deal, you set the terms, you decide when to move.

Access private market opportunities

Access eligible real estate and private-market opportunities that traditional retirement accounts may not support.

Available Account Types

Four Flexible Structures for the Alternative Investor

Choose the retirement account structure that fits your tax strategy, investment goals, and approach to real estate and alternative assets.

Traditional Self-Directed IRA

Pre-tax contributions grow tax-deferred. Ideal for investors expecting lower income in retirement.

Roth Self-Directed IRA

After-tax contributions with tax-free growth. Built for long-term compounding wealth.

Checkbook IRA Structures

Use an eligible IRA-owned entity for greater transaction flexibility, subject to applicable custodial and IRS requirements.

Alternative Asset Retirement Accounts

Designed to hold eligible real estate, private investments, mortgage notes, and other alternative assets.

Unlock Premium Investor Perks

Fund A Qualifying SDIRA, Unlock REIA NYC Investor Benefits

Every Self-Directed IRA opened through this partnership connects Heritage IRA’s custodial services with the REIA NYC investor ecosystem—one account built to support eligible real estate and alternative asset strategies.

Eligible investments may include single-family homes, long-term and short-term rentals, rehab projects, condos, mobile homes and parks, mortgage notes, tax deeds, REITs, syndications, private placements, commercial property, and multifamily real estate, subject to account eligibility and applicable rules.

Exclusive access for REIA NYC Members

Real estate and alternative asset options

Mortgage notes and private lending

Secure, compliant, trusted custody

Support built for real estate investors

Simple Setup

Transparent Fees.
No Hidden Surprises.

Review the account-opening, administration, and transaction fees associated with establishing and using your account.

$50

Account Opening Fee

Charged once, when your account is opened

$400

Setup & Admin Fee

Covers account setup and administration

Per Deal

Transaction Fees

Applied per Heritage IRA schedule, per deal

Additional transaction, asset-holding, or account-specific fees may apply according to Heritage IRA’s current fee schedule.
Review the complete fee schedule before opening or funding an account.

Powered by Heritage IRA x REIA NYC

Your Retirement Money Belongs in Deals You Understand

Open your Self-Directed IRA and put your retirement capital to work in eligible real estate and alternative assets you understand.

© 2026 REIA NYC — Real Estate Investor Alliance. Now. You. Can.